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Mini-Perm Loans

Needs vary, so it is important that our clients have options. Hard Money Loan terms are sometimes too short, but an Investor still needs an alternative to Conventional financing. Need to bridge the gap between Hard Money and Conventional?
Go Mini-Perm.
Mini-Perm Loan Unconventional Financing



​General Underwriting Requirements
Must be non-owner occupied.
Credit check (min. score of 650) and Appraisal must be completed. 
Required Documentation: Personal Guaranty, 1003 Loan Application.
Income verifications and tax returns are NOT required. 

The terms below are general and do not indicate a quote. For an official quote, please call or submit a request by clicking below. 

RESIDENTIAL

Property Types

Loan Term

Origination Fee

SFR, Condo, 1-4 Unit
30 year, 5/1, 7/1
0-2 points

Loan-To-Value (LTV)

Amortization

Loan FEE

75% refi / 80% purch
interest only or 30 year amort
$1,650

BORROWER QUALIFICATIONS

Interest Rate

Pre-Payment Penalty

660+ FICO, 3yr no derogatory, no personal income or tax return requirements, lender-ordered appraisal
5.2% - 8.5%
*Rate buy-down available

None, or Step-down
LET'S GET STARTED

COMMERCIAL

Property Types

Loan Term

Origination Fee

5+ Unit Multifamily, Mixed Use
3 year or 8 year fixed
0-2 points

Loan-To-Value (LTV)

Amortization

Loan FEE

70% max
30 year term
$2,995

Combined LTV (CLTV)

Interest Rate

Pre-Payment Penalty

75% max
8.25% - 10.25%
3yr loan: 5%/yr
8yr loan: 5%/yr for 5 yrs only

*Rate buy-down available.
LET'S GET STARTED
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​1 North 1st Street
Suite 755
Phoenix, AZ 85004

MB 0930346 | NMLS 1359227

​480-706-0260

Products

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Mini-Perm

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© COPYRIGHT 2015. ALL RIGHTS RESERVED.
Bennett Capital, LLC, DBA B.E. Lending (NMLS ID 1359227). 1 North 1st Street, Suite 755, Phoenix, AZ 85004. Arizona Mortgage Broker License MB #0930346. ​B.E. Lending only lends for business purposes. B.E. Lending is either licensed or exempt from licensing requirements of all states in which it operates. Your specific facts and circumstances will determine whether B.E. Lending has the authority to approve loans in your specific jurisdiction. ​​Consistent with Federal Fair Lending Laws, B.E. Lending does not discriminate based on race, color, religion, national origin, sex, age, handicap, marital status, familial status or because all or part of your income may be derived from any public assistance program.
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  • APPLY
  • Loans
    • Private Money Loans
    • Construction Loans
    • Mini-Perm Loans >
      • Mini-Perm Loan Request - Residential
      • Mini-Perm Loan Request - Commercial
    • Commercial Conventional
    • Auctions
  • Services
    • Wholesale Resource
    • Deal Consultations
  • Capital
  • Draw Request
  • Payoff Request
  • More
    • About >
      • The Company
      • The Team
    • Done Deals >
      • Residential
      • Commercial
      • Opportunistic
    • Events
    • FAQs
    • Blog
    • Contact